Brown & Brown RV Insurance
Insurance Built for the Way You Travel
Comprehensive RV protection with premium coverage options and trusted claims service.
Whether you travel occasionally or live full-time in your RV, Brown & Brown RV Insurance offers coverage designed specifically for RV owners — not just modified auto policies.
SIGNATURE COVERAGE OPTIONS
Guaranteed Total Loss Replacement
If your RV is declared a total loss:
Model Years 1–5: Receive a brand-new RV, even if it costs more than your original purchase price.
Model Years 6+: Receive no less than the original purchase price toward a new RV.
(Available on units up to two years old. Coverage varies by insurance company.)
This protection eliminates concerns about depreciation during the early ownership years.
Agreed Value Coverage
Lock in your RV’s value today and protect against depreciation.
In the event of a total loss, you receive no less than the agreed value listed on your policy — providing certainty and financial stability.
Most commonly used for pre-owned units. A bill of sale is required with application.
24-Hour Towing & Roadside Assistance
Roadside protection is built into your policy — no separate package required.
- Coverage includes travel trailers and the towing vehicle
- No out-of-pocket payment at time of service
- Unlimited towing to the nearest qualified repair facility
Simply sign and drive.
PERSONAL PROPERTY & TRAVEL PROTECTION
Replacement of Personal Items
Your belongings matter.
$2,000 in automatic personal property coverage
Covers clothing, tools, electronics, cameras, and more
Paid at replacement cost — not depreciated value
Replace lost or damaged items with new ones of like kind and quality.
Emergency Vacation Expenses
If you experience a covered loss more than 50 miles from home, coverage helps pay for:
Temporary lodging
Auto rentals
Travel expenses
Because a breakdown or accident shouldn’t ruin your entire trip.
Fast, Trusted Claims Service
24/7/365 claims reporting
Available anywhere in the U.S. or Canada
Experienced RV claims specialists
Coordinated repairs to get you back on the road quickly
Reliable support when you need it most.
LIABILITY & ADDITIONAL PROTECTIONS
Premises Liability Coverage
Similar to a homeowner’s policy, this coverage protects you if someone is injured in or around your RV while it’s parked at your campsite.
Also Included Coverage
Damage to awnings
Damage to satellite dishes
Comprehensive theft & fire coverage
Medical payments coverage
Utility trailer coverage
Protection that extends beyond just driving risks.
Protection Designed for RV Owners
Brown & Brown RV Insurance provides coverage built specifically for RV lifestyles — whether you travel seasonally, full-time, or anywhere in between.
From total loss replacement to roadside assistance and liability protection, your coverage travels with you.
